Professional Motor Finance. CCJs, Defaults, Arrears All Considered


  • You, we will generally retain your data for a period of 6 (six) years after a contract has ended, to ensure that we are able to assist you should you have any questions or feedback in relation to our vehicles and/or Finance Packages o r to protect, or defend our legal rights, or for tax purposes where we have entered into an agreement with.
  • Where we’ve prepared your own personal data to offer marketing and sales communications with consent, you’re going to be frequently because of the choice to decide away from such marketing. That you no longer wish to receive such communications, your personal data will be removed from our marketing lists (but will be added to a “do not contact” list) if you tell us.
  • Us but your application does not proceed, we will hold the data you have provided as part of that application for three (3) years from the date of the application withdrawal where you have applied for a Finance Package with.
  • For which you exercise thooughly your straight to withdraw from an understanding with us inside the very first 14 (fourteen) times, we shall hold your computer data for three (3) years through the date of withdrawal.
  • Where we’ve prepared important computer data for almost any other reason (such as for example for which you have actually contacted us with a concern relating to solutions or in reference to recruitment), susceptible to the rest of the part (‘DATA RETENTION’), we shall retain important computer data for 12 (twelve) months.

In certain circumstances it is possible to ask us to delete your computer data; please see part ‘Request erasure of the data that are personal under ‘YOUR LEGAL RIGHTS’ for more info.

In a few circumstances we possibly may anonymise your private information (so so it can no further be connected with you) for research or analytical purposes in which case we possibly may utilize this information indefinitely without further notice for you.


Under particular circumstances, you have got liberties under information protection legislation in regards to your data that are personal. These liberties are detailed below:

  • Request usage of your individual information (popularly known as a “data topic access request”). This gives you to definitely get a duplicate regarding the individual information we hold in regards to you also to be sure we have been lawfully processing it.
  • Request modification regarding the data that are personal we hold about yourself. This gives one to have incomplete or inaccurate data we hold in regards to you corrected, though we possibly may want to verify the precision for the brand new information you provide to us.
  • Request erasure of one’s individual information. This permits one to ask us to delete or eliminate individual information where there is absolutely no reason that is good us continuing to process it. You might also need the proper to ask us to delete or eliminate your data that are personal you have got successfully exercised your directly to object to processing (see below), where we possibly may have prepared your details unlawfully or where we have been expected to erase your own personal information to adhere to local legislation. Note, however, if applicable, at the time of your request that we may not always be able to comply with your request of erasure for specific legal reasons which will be notified to you.
  • Object to processing of your individual information where our company is counting on the best interest (or those of a 3rd party) and there’s something regarding your specific situation helping to make you intend to object to processing with this ground while you feel it impacts on your own fundamental rights and freedoms. You additionally have the ability to object where we’re processing your personal information for direct advertising purposes. In many cases, we might show that people have compelling genuine grounds to process your details which override your liberties and freedoms.
  • Request restriction of processing of the data that are personal. This permits one to ask us to suspend the processing of one’s individual data when you look at the after scenarios: (a) if you prefer us to determine the data’s accuracy; (b) where our utilization of the information is unlawful however you do not desire us to erase it; (c) in which you require us to carry the info no matter if we no more want it since you need it to ascertain, workout or protect appropriate claims; or (d) you have got objected to the use of important computer data but we have to confirm whether we now have overriding genuine grounds to make use of it.
  • Demand the transfer of the individual information for you or to a party that is third. We are going to offer for you, or a 3rd party you’ve selected, your own personal data in an organized, widely used, machine-readable structure. Keep in mind that this right just applies to automatic information that you simply initially supplied permission we used the information to perform a contract with you for us to use or where.
  • Withdraw consent at any moment where we’re depending on permission to process your individual information. Nonetheless, this may perhaps maybe not impact the lawfulness of every processing performed before you withdraw your consent. We may not be able to provide certain products or services to you if you withdraw your consent. We’re going to counsel you should this be the full instance at enough time you withdraw your consent.

You are the customer of our Introducers you should direct your request to that Introducer if you wish to exercise any of the rights set out above and.

We are responsible for, please contact us directly (please see the ‘CONTACT DETAILS AND COMPLAINTS’ section) if you wish to exercise any of the above rights in respect of the personal data.

  • No charge frequently required. You’ll not need to spend a cost to access your individual information (or even work out some of the other liberties). But, we might charge a fee that is reasonable your demand is obviously unfounded, repetitive or extortionate. Instead, we may will not adhere to your request during these scenarios.
  • Everything we might require away from you. We possibly may want to request certain information away from you to simply help us verify your identification and make certain your directly to access your own personal information (or even to exercise all of your other liberties). That is a safety measure to ensure individual information is maybe maybe not disclosed to virtually any one who has no right to receive it. We possibly may additionally contact one to ask you to answer for more information with regards to your demand to speed our response up.
  • Time limit to react. We you will need to answer all requests that are legitimate a month. Sporadically it could take us much longer than an if your request is particularly complex or you have made a number of requests month. In this situation, we’re going to inform both you and help keep you updated.

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